Our History

We’ve been financing small businesses to help them grow and prosper for over 20 years.

Service Finance Corporation Ltd (“SFC”), commenced operations in 1997. For more than 20 years we have been providing equipment and business finance through finance brokers right across Australia. Over that time we have helped thousands of businesses that have struggled to obtain a conventional bank loan to grow and prosper.

We are not a finance broker, we are a lender in our own right meaning we have more flexibility and less limitations than other lenders. We have a secure long term source of funds to lend and have remained an active lender of equipment finance at all times during our 20 plus years of operation – even during the GFC and other times when many of the banks closed shop.

We fully understand that the major banks typically offer the lowest interest rates and fees, but often this comes with considerable frustration for the customer. Our interest rates and fees are marginally more than the banks however our superior service and track record of actually delivering business finance solutions makes us extremely good value.

We don’t aim to compete with the banks. We help people who have borrowing profiles or require funding for equipment and assets that fall outside bank’s lending rules. Often it is only one or two minor things which can tip a client outside bank criteria. These are the customers we love to help.

Service Finance is built on a solid foundation underpinned by our values; integrity, thoroughness and accessibility. Unlike a bank we won’t let you get far down the application process only to knock finance back at the last minute. This is not our way. Our long history as a specialist lender has given us a wealth of experience and a proven track record of knowing when a deal is a deal.