Business Owners

Business owners

Simple and flexible finance solutions for small and medium sized businesses.

Service Finance is the lender dedicated to providing business finance to help businesses succeed. We provide finance for getting equipment for your business and funding for you to start a business, grow your business and buying a business.

We are the specialists in business equipment finance for all old and unusual assets. We love the weird and wonderful equipment that keeps Australian businesses ticking.

It can be hard to get the finance you need from some lenders. Many just want to tick boxes, and if you don’t fit into their box they don’t take the time to understand what you’re trying to achieve for your business. But we take the time to find out about you, your business and your plans. The more we know about you, the easier it is for us to say ‘yes’ to your business equipment finance.

Other lenders may not want to touch certain assets, but we’re always open minded. Basically, if it’s of value to your business, legal and in Australia, we can consider it for finance.

We lend money to businesses in these key areas

Used Assets

Old & Used Assets

Equipment finance to buy old or second-hand assets.

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Unusual Assets

Unusual & Weird Assets

Equipment finance to buy unusual assets.

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Borrowed Against Assets

Borrow Against Assets

Business finance to borrow against old or unusual assets.

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Service Finance is the right lender

We offer you a finance solution to help you meet your business goals. Service Finance is the only lender that specialises in finance for old and unusual business equipment. We can help you:

  • Purchase a business asset that the bank thinks is too strange or risky.
  • Buy old equipment that is used but a verifiable workhorse.
  • Access the capital tied up in your current asset inventory.

Don’t be deterred by a traditional bank’s reluctance to offer finance. It’s not the end of the road. If it’s old, used or unusual, we can provide a finance solution.

Our Partner Brokers

If you are an SME seeking a lender that understands who you are and your business goals, then Service Finance can offer you a solution.

We provide business finance through our network of partner Finance Brokers. Ask us to refer you to one of our Partner Brokers to help you arrange finance for your unique business assets. They will assist you with every step of the application process.

We are dedicated to getting deals across the line. Don’t be deterred by how niche your equipment is, or the age of your asset inventory. Old and unusual business equipment finance is our speciality.

Connect with one of our partner brokers

Simply complete and submit the form below and we’ll put you in contact with a business finance expert to help you put your best foot forward for finance.

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A long term Transport client of mine dedicated to his profession for many years unfortunately found, due to circumstances out of his control, it difficult to obtain funding from the traditional banks. The forward thinking of the team at Service Finance worked with us to produce an outcome that was easy to manage and progressed my client’s opportunity. Without this flexibility, my client’s business may have lost their contract, but more importantly, I could have lost him completely as a client. To have a flexible financier on my panel that will create opportunities where others can’t helps my brand to service the now often complex Transport Industry!

Read case study here

John Bouloukis, Director at JB Finance

Success Stories

  • New bar Fit-out

New Bar Fit-out with Residual ($23,500)

Challenge: A client had run a successful bar for several years and wanted to re-do the interior to improve the appearance

  • New gaming machine

Unique Business Assets ($37,000)

Challenge: A new business of coin operated gaming machines wanted to grow their business further by purchasing some new machines. However,

  • Used Transport Asset

Used Transport Assets ($32,000)

Challenge: An inter-state transport business purchased a 1993 refurbished tipper trailer but was unable to secure funding due to the asset's