Service Finance is the specialist business and equipment finance company for used and unusual asset finance.

We help business buy or borrow against assets that ordinary banks won’t touch.

We provide equipment finance for the purchase of old and unusual assets for your business. We also lend against your existing old and unusual assets to fund cash flow, assist in plans for growth and keep businesses moving forward.

Seriously, it doesn’t matter how old the asset is, or how weird or niche it is. We will lend on ANY commercial purpose asset that is legal and located in Australia.

Our business and equipment finance services are available throughout Australia via our Partner Finance Brokers.

We’re a ‘non-matrix’ lender, so we don’t just tick boxes to decide if you can have finance. We can lend where others won’t and still offer a fair rate because we review each application individually and on its own merit. We work with your broker in order to get the deal over the line. This gives the best chance of success and is all part of our service.

Our rates start from 11.45%, well below other finance lenders.

Download our rates sheet

We lend money to businesses in these key areas

Used Assets

Old & Used Assets

Equipment finance to buy old or second-hand assets.

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Unusual Assets

Unusual & Weird Assets

Equipment finance to buy unusual assets.

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Borrowed Against Assets

Borrow Against Assets

Business finance to borrow against old or unusual assets.

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A long term Transport client of mine dedicated to his profession for many years unfortunately found, due to circumstances out of his control, it difficult to obtain funding from the traditional banks. The forward thinking of the team at Service Finance worked with us to produce an outcome that was easy to manage and progressed my client’s opportunity. Without this flexibility, my client’s business may have lost their contract, but more importantly, I could have lost him completely as a client. To have a flexible financier on my panel that will create opportunities where others can’t helps my brand to service the now often complex Transport Industry!

Read case study here

John Bouloukis, Director at JB Finance

Are you looking to purchase or borrow against an old or unusual asset?

Ask your broker to contact us about your needs.

Or let us refer you to a Service Finance Partner Broker below.

Refer me to a Partner Broker

Are you a broker?

Register here to join our Broker Partner Program

Register now

or call 1300 593 412 to speak with Alex Smith from our Broker Engagement team.